US STOCKS-Wall St falls on rate concerns; Citi up after the bell

US STOCKS-Wall St falls on rate concerns; Citi up after the bell

… * Citigroup, Morgan Stanley up after the bell following Fed review. * Shake Shack shares fall after the bell on results. * Indexes down: Dow 0.2 pct, S&P 500 0.2 pct, Nasdaq 0.2 pct (Updates close with dollar details; Bank of America, Shake Shack

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